Naveen K.

Creating customer files for storing the financial spreads for comparative analysis incorporating customer information. • Spreading the Financials in Moody’s Risk Advisory Software as per HSBC Guidelines and incorporating specific instructions and appropriate footnotes to point credit worthiness of the customer. • Spreading Historical Financials and/or Projections and conducting Stress Test for certain Customers. • Generating reports which consists of Detailed Balance Sheet with Actual & %, Detailed Income Statements with Actual & %, Detailed Cash flow Statement, Detailed Ratios and Detailed Reconciliation Statement. • Perform financial analysis of customers and make suitable credit recommendation. • Work on investigating the credit worthiness of customers on a periodic basis. • Capabilities to collect data from multiple locations (websites, analyst reports, financial reports etc) and correlate data to make recommendations on financial standings of companies based on limited information available. • Access listed financials on US Securities & Exchange Commission and handle spreading of complicated consolidated financials of large corporate. • Transmission of Reports to the Relationship Managers & related Credit department (Business Area).