European Fintech Project for $700 -- 2

1) Please read this Nordigen PSD2 API documentation carefully: [login to view URL] 2) Then make sure you understand the documentation and answer this question: Can you build a bank info share platform based on PSD2 API? Can you make this PSD2 API into a full Laravel application that can retrieve bank transactions and where people can add notes to their bank transactions and share their bank transactions with others and a bunch of other features for the price of just $700? 3) Then, to show you understand the requirements, please tell me in your own word what kind of application this will be? 4) Then, please answer this trick question: Is this a payment gateway type of application? 5) Also, answer this question: How can you test if the application works if you don't have an EU bank account? 6) Finally, answer: Do you know how to make a professional app to be able to facilitate the following 2 key use cases for this API? 1: Transparant Hedge Funds: 'Hedge Fund Managers' can share their bank account transactions to investors, so you would have a kind of transparent hedge fund. 2. Agents screening people on their creditworthiness based on a cashflow analysis on their bank account. For example, have the fintech application approve if someone can repay a loan they want to apply for or not, or if they can afford to rent a house with a monthly rent of a certain amount of money per month or not. Scenario: An agent found a few new people on the internet who want to rent a house for 1000 pounds per month. The agent could then just send a link to the screening application form on the website to initiate the screening for all the people who are interested in renting the house for 1000 pounds. The candidate should then be able to specify privacy settings (in a GPDR compliant way) on how many details to share with the agent and hide (for example to only share the initials instead of full names on the bank accounts). The application should tell both the candidate and the agent if the tenant is found creditworthy enough to rent the house for 1000 pounds per month or not through the cash flow analysis on the linked bank account. So one of such tests is a test of affordability. For example, there's this equation that is you to rent a house for X per month, then the salary of the potential tenants needs to be at least 2.5*X. And you can implement such types of affordability tests in the program So for a house of 1000 per month, the income needs to be at least 2.5*1000=2500 per month. Another credit worthiness test to be implemented is to check consistency of monthly payments (such as utility bills, monthly rent/mortgage payments, monthly subscriptions, etc) in the last 24 months, and give a score on this based on the amount of the monthly payments and the consistency of the payments.