Android App for Payments Record Information of Users for Utility

I would like to get developed an android app similar to Cibil but our app will be having other details of these categories for Android. Budget will not be increased at any cost. Please read carefully before bidding. don't waste my time asking for increasing the budget and milestone will not be created before showing me work on my apk as I don't want to see your previous work. Project will not be awarded without showing me work on my project. This app will be developed using features from some other apps. Source code will be our property. 25% of total amount will be released after u show us 50% work and remaining amount will be released after app get live. Designing of logo will be done at your part. There will be complete details used by Cibil for providing customer credit score which can be availed from Cibil Website and many other apps. There should be two forms while signup and user will have to select any of them to signup. Are you a Service Provider Are you a Customer There will be a customer signup form where users will have to fill their details to avail their credit score. First Name and Last Name Current Mobile Number Alternate Mobile Number Location Pincode Email i.d Gender PAN Number Aadhaar Number Permanent address of users for availing their credit report for verification. Communication Address of users. Voter Identity Card Electricity bill Ration Card Govt. Department I.d card Any other govt. approved address or photo i.d proof. If user selects as a Service provider then these details should come. Name of the Organization Full Name of Authority Designation Location Pincode Mobile number Email i.d One login i.d and password will be given to the center head or branch head of each office of the member organization. Details of Customers will be filled by Organization Type of Organization (Drop down and selection option of organizations Lile Telecom, Electricity, LPG, Water, Property Tax, Insurance Premium, Rent, ECS) Documents provided by users for availing services of that member organization. Date of Customer Starting using their services. Date of customer stoped using their services. Still using. Date of Payments he paid and actual due date of payment and billing dates. Any fine or late payment charged on customer on any date. Reason for late payment or payment default in any month. Behaviour of that user. Any first family member of that user linked with user. Overall scoring of the user on graph between 100-1000 where 100 will be poorest and 1000 will be best. More than 500 will be considerable for using services of other organizations. Less than 500 will be shown in red color means poor rating. 1000 will given to only those customers who have given extra ordinary track record in terms of payments and behaviour with organization. Means payments are made in advance or on time without any single day delay. Online Payments Live Chat option between users and app customer support team only to paid members. Contact submission form should be there Logo design at your end.