Content site with database and photo gallery

First page of site must have a searchable database of locations (by state/province). The record that match will have address, contact info and website links, and small amount of information. Originally set up by me, a *nice to have* would be if the business owners could edit them. Will also need to place a video on the first page and a column with links to articles (blog might work for this). Password protected photo gallery for individual users. Each photo should have be able to have some text associated with it. Ability to take the photos and send as e-card. The e-card must not be sent in e-mail, but link back to the site. Also need to ask each user their shopping preferences. After they select them, the infomraiton is displayed when that users is displayed. For example, user A lists her shopping preference as Target and Macy's. User A will have a photo gallery, a place for people to pick up her postcard, and an individual shopping page (that links to affiliates.) Maybe the best way is to have each user with a set of tabs for their account? The e-card - I would like to provide a background/frame around the picture. So would need the ability to create that. I will need to place ads on website. Bid must include information about software that must reside on webhost. Suggestions for hosting/editing the final website are also appreciated.